utilization - the use of funds - for income generation, and enterprise development, but also for community use (health/education) etc.target users - microenterpreneurs and low-income households.size - loans are micro, or very small in size.Some of the defining criteria used include. Microcredit SummitÄefinitions differ, of course, from country to country. Microcredit (mI-Kro'kre-dit) noun programmes extend small loans to very poor people for self-employment projects that generate income, allowing them to care for themselves and their families. The Microcredit Summit (2-4 February 1997), and the activities that went into organizing the event, adopted a definition for microcredit: Coordinator, Virtual Library on Microcredit
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